Terms of Service

FCR-Owl is a data intelligence platform designed to assist LPA receivership professionals with tracking appointments, monitoring Companies House records, and generating administrative documents.

FCR-Owl is a data tool, not a legal or professional advisory service. Nothing on this platform constitutes legal, financial, or insolvency advice. You are solely responsible for all professional decisions made using information obtained through FCR-Owl.

FCR-Owl is intended for use by professional practitioners in the UK insolvency and receivership sector, including licensed insolvency practitioners, LPA receivers, and their support staff.

By creating an account you confirm that you are using the platform in a professional capacity and that you are aged 18 or over.

FCR-Owl is offered on the following subscription plans:

• Monthly: £50 per month, billed monthly.
• Annual: £550 per year, billed annually (equivalent to £45.83/month).

Subscriptions renew automatically at the end of each billing period. You may cancel at any time via your account settings or by contacting us at hello@fcr-owl.com. Cancellation takes effect at the end of the current billing period — you retain access until that date.

Refunds: We do not offer refunds for partial billing periods. If you believe you have been charged in error, contact us within 14 days of the charge and we will investigate.

We reserve the right to change subscription pricing with at least 30 days' notice to existing subscribers.

FCR-Owl includes a feature that generates a draft RM02 form (Notice of Appointment of Receiver or Manager) based on appointment data held in the platform. This is charged at £0.50 per form, billed at the time of generation.

RM02 form generation charges are non-refundable once the document has been generated, regardless of whether it is subsequently filed.

You agree not to:

• Use automated means (bots, scrapers, crawlers) to access or extract data from the platform.
• Share your login credentials with any other person or organisation.
• Attempt to reverse-engineer, decompile, or copy any part of the platform.
• Use the platform for any unlawful purpose or in breach of any applicable regulation.
• Upload or transmit any content that is defamatory, fraudulent, or infringes third-party rights.

We reserve the right to suspend or terminate accounts that breach these terms without notice and without refund.

FCR-Owl sources data from Companies House public records and other publicly available datasets. While we endeavour to present accurate and up-to-date information, we cannot guarantee that data is complete, current, or free from errors.

Companies House data may not reflect recent filings immediately. You should always verify critical information directly with Companies House or other authoritative sources before relying on it for professional purposes.

All software, design, and content on FCR-Owl (excluding data sourced from public registers) is the intellectual property of FCR-Owl. You may not reproduce, distribute, or create derivative works without our express written permission.

To the fullest extent permitted by law, FCR-Owl shall not be liable for any indirect, incidental, special, or consequential losses arising from your use of the platform, including but not limited to: loss of data, loss of revenue, or losses arising from reliance on inaccurate data.

Our total aggregate liability to you in any 12-month period shall not exceed the total subscription fees paid by you during that period.

Nothing in these terms limits our liability for death or personal injury caused by our negligence, fraud, or any other liability that cannot be excluded by law.

These terms are governed by and construed in accordance with the law of England and Wales. Any dispute arising from these terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

We may update these terms from time to time. We will notify you of material changes by email or via a notice in the platform at least 14 days before the changes take effect. Continued use of FCR-Owl after the effective date constitutes acceptance of the updated terms.

For questions about these terms, contact us at hello@fcr-owl.com.